Commercial Bank Platina

Tariff for the agency a fee for performing orders of Platina Bank’s clients (individuals)

This tariff of the agency fee for performing orders of Platina Bank’s clients (individuals) shall apply under the following conditions:

The rates of the commission fee in the Tariffs shall be determined at the discretion of Commercial Bank PLATINA LLC. Commercial Bank PLATINA LLC can alter the determined rates for each particular transaction, establish a special settlement procedure in the case of a separate agreement between Commercial Bank PLATINA LLC and clients, as well as modify or amend in the Tariffs the list of transactions for the performance of which a commission fee is charged.

These tariffs are only tariffs of Commercial Bank PLATINA LLC and do not include the commission fees of other banks involved in performance of a particular transaction which are collected separately, unless indicated otherwise. Commercial Bank PLATINA LLC reserves the right to charge additionally the expenses of Commercial Bank PLATINA LLC arising in connection with the operations performed under instructions of the Bank's clients, without further authorization, by their actual cost. Additional costs are charged from clients as Commercial Bank PLATINA LLC is being officially informed on their size by other banks participating in the transaction performance.

Tariff rates apply only to standard operations which are performed in accordance with the international banking practice. Commercial Bank PLATINA LLC reserves the right to charge, as agreed with the Bank's clients, an additional fee for non-standard operations where their performance requires an additional amount of work.

The commission fee for the performance of transactions in accordance with the Tariffs is charged without further authorization from clients' accounts as in the currency of payment specified in the Client’s order, so in rubles or in any currency. The calculation of the amount subject to debiting is made at the rate set by the Bank of Russia on the day of debiting of the commission fee.

The size of the Bank’s agency fee for performing the Client’s order in foreign currencies other than the US dollar or EURO is set upon additional agreement.

The amounts of actual costs are debited from the Client’s account, generally, on the day of the transaction, or later as they arise for the Bank.

This tariff does not regulate operations on the plastic card accounts.

1. Maintaining current accounts in the currency of the Russian Federation
1.1	Opening of an account	a fee is not charged
1.2	Issue of account statements as transactions take place	a fee is not charged
1.3	Interest accrual to the credit balances of the account	by agreement of the parties
1.4	Intrabank payments	a fee is not charged
1.5	Payments, except for mandatory payments to the budget and extra-budgetary funds	1% (but not less than RUR 50 and not more than RUR 1,000 for each payment order)
1.6	Payments which are transferred via the Client-Bank system	RUR 25 for each payment order
1.7	Use of funds on the day of their receipt to the Bank's correspondent account	0.1%*
1.8	Execution of the payment order by a bank officer	RUR 100 per document
1.9	Acceptance of cash funds to be credited to the client's account	0.3%*
1.10	Payment of cash funds	0.4%*
1.11	Payment of cash funds (a credit) received to the client's account under credit agreements entered into with the Commercial Bank PLATINA LLC	0.1%*
The procedure for receiving cash funds
Less than RUR 300,000 — cash funds are paid on the day of filing an application
From RUR 300,000 to RUR 5,000,000 — cash funds are paid on the next business day after filing the application (applications are accepted until 3.30 p.m. of the current business day)
More than RUR 5,000,000 — cash funds are paid on the second business day after filing the application (applications are accepted until 3.30 p.m. of the current business day)
2. Maintaining current accounts in foreign currency
2.1	Opening of an account	a fee is not charged
2.2	Issue of account statements as transactions take place	a fee is not charged
2.3	Interest accrual to the credit balances of the account	by agreement of the parties
2.4	Crediting of funds to the client’s account	a fee is not charged
2.5	Intrabank payments	a fee is not charged
2.6	Transfers that bear the character of voluntary contributions to charity organisations	a fee is not charged
2.7	Transfers to clients of other banks	- in US dollars — 0.3% of the transfer amount (but not less than $25 and not more than $250) - in EUROs and other freely convertible currency — 0.3% of the transfer amount (but not less than 50 Euros and not more than 250 Euro)
2.8	Transfers in the currency other than the account currency	Cross-rate of the Central Bank of Russia + 5%
2.9	Acceptance of cash foreign currency to be credited to the client’s account	0.3%*
2.10	Payment of cash funds	0.4%*
2.11	Payment of cash funds (a credit) received to the client's account under credit agreements entered into with the Commercial Bank PLATINA LLC	0.1%*
The procedure for receiving cash funds in the foreign currency
Less than 10,000 US dollars / EUROs — cash funds are paid on the day of filing an application
From 10,000 to 250,000 US dollars / EUROs — cash funds are paid on the next business day after filing the application (applications are accepted until 3.30 p.m. of the business day prior to the day when the cash funds are paid)
Over 250,000 US dollars / EUROs — cash funds are paid on the second business day after filing the application (applications are accepted until 3.30 p.m. of the current business day)
3. Purchase or sale of foreign currency at the expense and under instructions of the client
3.1	Conversion operations (without prior application on the same day	at the Bank’s rate
3.2	Purchase and sale of foreign currency on behalf of the client in the domestic foreign exchange market (based on the exchange rate prevailing at the MICEX as of the date of transaction), given the amount (in the US dollars/EUROs) Transactions are made not later than the next banking day after the receipt of the purchase and sale application	less than 50,000 — 0.5% from 50,000, but no less than 500,000 — 0.3% from 500,000 and more — 0.2%
4. Other transactions in the currency of the Russian Federation and in foreign currency
4.1	Installation of the Bank-Client system	RUR 2,000
4.2	The subscriber fee for using the Bank-Client system	RUR 100 per month
4.3	Visit of a specialist to maintain the Bank-Client system	RUR 2,000 per visit

* This tariff is applicable in the absence of an Additional agreement on non-charging of the corresponding commission fee.